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Here's Why Investors Should Retain Euronet Stock for Now

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Key Takeaways

  • EEFT is seeing higher transaction volumes across its EFT Processing, epay and Money Transfer segments.
  • Euronet is expanding its global footprint, targeting underserved markets and new ATM outsourcing deals.
  • Euronet is boosting digital payments via CoreCard, Dandelion network growth and stablecoin investments.

Euronet Worldwide, Inc. (EEFT - Free Report) is well-poised for growth, driven by strong transaction growth across its segments, an expanding global footprint, product innovations, strategic partnerships, acquisitions and infrastructure investments. In the past six months, shares of EEFT have declined 30.6% compared with the industry’s 11.1% fall.

Euronet — with a market capitalization of $3.1 billion — offers payment and transaction processing and distribution technologies and services to financial institutions, retailers, service providers and individual consumers. Its forward 12-month P/E ratio of 6.76X is lower than the industry average of 21.11X.

Courtesy of solid prospects, EEFT currently carries a Zacks Rank #3 (Hold).

Where Do Estimates for EEFT Stand?

The Zacks Consensus Estimate for Euronet’s 2025 earnings is pegged at $9.72 per share and has remained stable over the past seven days. Furthermore, the consensus mark for revenues is pegged at $4.2 billion for 2025, indicating 6.3% year-over-year growth. It beat earnings estimates in two of the past four quarters, met once and missed once. EEFT carries a Value Score of A.

Euronet Worldwide, Inc. Price, Consensus and EPS Surprise

Euronet Worldwide, Inc. Price, Consensus and EPS Surprise

Euronet Worldwide, Inc. price-consensus-eps-surprise-chart | Euronet Worldwide, Inc. Quote

EEFT’s Growth Drivers

Euronet reported 6.6% year-over-year growth in total revenues in the first nine months of 2025, driven by solid performances across its EFT Processing, epay and Money Transfer segments. Its expanding global payments network fuels transaction volume. Total transactions processed in the EFT Processing, epay and Money Transfer segments rose 37%, 6% and 5% year over year, respectively, in the first nine months of 2025.

The company is actively expanding its global reach by strengthening its presence in fast-growing and underserved markets, especially in developing areas where ATM and EFT deployments generate higher returns. EEFT is strengthening its role as a core payments infrastructure provider for banks and merchants, fueled by a consistent rise in merchant acquiring, new ATM outsourcing deals and an increasing adoption of its platforms as an extension of banking services.

Euronet is focusing on building a comprehensive, transaction-driven payments ecosystem that covers everything from issuing and acquiring to processing and cross-border money transfers. The acquisition of CoreCard strengthens its credit and issuing capabilities, complementing the Ren platform and enhancing Euronet’s ability to serve banks and fintechs with end-to-end, cloud-based payment solutions.

At the same time, Euronet is scaling digital and real-time payment initiatives through the Dandelion network and strategic bank partnerships, expanding beyond traditional remittances into account and wallet-based payments. Ongoing investments in stablecoin on- and off-ramp infrastructure further position the company to benefit from evolving digital payment trends while leveraging its global distribution network for long-term growth.

Risks for EEFT Stock

There are some factors, however, that investors should keep a careful eye on.

The company faces rising cost pressures, which, in turn, may dampen margins in the days ahead. In the first nine months of 2025, total operating expenses rose 5.6% year over year due to higher direct operating costs, and salaries and benefits expenses. Its total debt to total capital at the third quarter end was 64.3%, higher than the industry average of 43.7%. A debt-laden balance sheet induces an increase in interest expenses.

Key Picks

Some better-ranked stocks in the business services space are Maximus, Inc. (MMS - Free Report) , Dave Inc. (DAVE - Free Report) and GigaCloud Technology Inc. (GCT - Free Report) , each sporting a Zacks Rank #1 (Strong Buy) at present. You can see the complete list of today’s Zacks #1 Rank stocks here.

The Zacks Consensus Estimate for Maximus’ current-year earnings of $8.19 per share has witnessed two upward revisions in the past 60 days against no movement in the opposite direction. Maximus beat earnings estimates in three of the trailing four quarters and missed once, with the average surprise being 29.3%. The consensus estimate for current-year revenues is pegged at $5.5 billion, implying 1.6% year-over-year growth.

The Zacks Consensus Estimate for Dave’s current-year earnings of $12.96 per share has remained stable over the past 60 days. Dave beat earnings estimates in each of the trailing four quarters, with the average surprise being 74.7%. The consensus estimate for current-year revenues is pegged at $546.1 million, implying 57.3% year-over-year growth.

The Zacks Consensus Estimate for GigaCloud Technology’s current-year earnings of $3.20 per share has witnessed one upward revision in the past 60 days against no movement in the opposite direction. GigaCloud Technology beat earnings estimates in three of the trailing four quarters and missed once, with the average surprise being 45.6%. The consensus estimate for current-year revenues is pegged at $1.3 billion, suggesting 8.8% year-over-year growth.

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